5 Ways to Decorate With Plates

Plates are a big collectible in home decorating, but you don't have to have a china hutch full of rare antiques to appreciate the beauty of plates in your home. Decorating with plates can save you money, add charm and dimension to your rooms, and allow you to display your favorite pieces as well. Here are 5 great ways to use plates in your home decorating.

*Beautiful plates can be found in your own cupboards, so don't forget to search out what you already own. You don't have to have expensive plates to show them off...look in dollar shops, thrift stores, yard sales and discount shops for pretty little plates that catch your eye and reflect your homes color schemes.

How To Decorate And Live Well

*Try making a large wall arrangement grouping with plates to have big impact. This is especially useful if you collect plates all in one color family. Try arranging the plates on the wall in rounded arches to reflect the round edges of the plates. Add other objects to the grouping for interest, but let the plates take center stage. This is especially useful if you are looking for a way to provide a focal point in a room, but want something more interesting than that painting over the sofa. Easy to use plate hangars can be picked up at any hardware store.

*Use plates to enhance the architecture in your rooms. Let them follow archways or create an arch over windows with a row of plates. Hang them over doorways to bring your eye up, or surprise with an unusual placement lower down on the wall.

*Plates don't have to be confined to kitchen decorating. Use them over headboards in the bedroom, in a pretty guest bath, or gallery style along an empty hall.

*Don't forget that you don't have to hang plates on the wall to appreciate their beauty in home decorating. Use a pretty dessert plate to set a pillar candle on, as a soap dish in the bathroom, or to hold a pretty handful of lavender potpourri. And also know that other dishware form your cupboard can be used in similar ways. Ceramic pitchers or casseroles, wine glasses, or sugars and creamers can all be displayed and merchandised in your home.

Using everyday objects in your home decorating is a great way to save money and appreciate beauty in ordinary things. So pick up a couple of plate hangars, search those cupboards, and add some charm to your home today!

5 Ways to Decorate With Plates

View photos of examples of decorating with plates at http://www.thebudgetdecorator.com/decorate_with_plates.html

Kathy Wilson Woodard is an author, columnist, and editor of The Budget Decorator. For thousands of free budget home decorating ideas visit her at http://www.TheBudgetDecorator.com.

8 Tips For Decorating A Small Bedroom

When decorating a small bedroom then it makes sense wherever possible to conserve the floor space you have in order to make a cramped room feel larger than it really is. Below are some small bedroom decorating ideas which should help you to achieve the right result for such a small space.

1. If you do not have enough space in the room for small bedside table then why not place a wall mounted shelf next to the bed. It will have enough space on it to place an alarm clock, books, photos and other items which will personalize the space for you.

How To Decorate And Live Well

2. If you do not have the room for a bureau or closet then use under bed storage instead. They can either be made from inexpensive plastic or if you wish you can have some made to order from wood. But it is important that you have enough space beside the bed so that you can pull them out when you need access to them.

3. For those of you who want to watch a little TV before going to sleep then fit either a wall or ceiling mounted TV stand. You will be able to purchase one in any good DIY store or store that specializes in storage products.

4. The colours that you use on your walls in a small bedroom should be neutral tones and only 2 or 3 hues of this colour should be used in the room. It is important that you paint the moldings and doors in the room in the same colours as the walls by using contrasting colours you will be making the room feel smaller than it is. The ceilings should be painted white as they will provide a sense of height to the room.

5. The furniture for such a room should be clean lined and have small delicate patterns on it which will help to foster the illusion of space.

6. Open up the room by maximizing any views that it may have of the outdoors by using light fabrics or blinds at the windows.

7. Ensure that the room is well illuminated as this will also provide a sense of space in such a small room.

8. If you are able to add a mirror in a position opposite a natural form of light as this will help to provide further light into a room and therefore create the illusion of space.

Hopefully the small bedroom decorating ideas that have been provided above will help to create the haven of peace and tranquility that you are looking for in such a confined space.

8 Tips For Decorating A Small Bedroom

Lee Dobbins writes on many topics including bedroom decorating. Please visit Bedroom-Designs-And-Decorations.com to get more tips on decorating your bedroom.

Halloween Safety For Your Dog

Our dogs have become such a large part of our families that we often want to include them in all of our activities. When including our dogs in our daily lives we need to make sure that they are safe during every event. Halloween is no exception! At this time of year veterinarians see a large number of pets for illnesses and injuries that can be easily prevented by taking a few simple precautions.

First of all, there are a number of hidden dangers for our dogs around Halloween with chocolate and candy being the most dangerous threats to them. Both milk chocolate and dark chocolate are extremely toxic to dogs because chocolate contains theobromine, a chemical found naturally in the cacao bean. Typically, the darker the chocolate, the more concentrated the theobromine. When ingested by dogs, it can cause central nervous system distress and can even be fatal. While most of us know about the dangers of chocolate to dogs, not as many are aware of the dangers of candy. Most candies contain an artificial sweetener called xylitol and even when consumed in small amounts it can cause an unexpected drop in blood sugar, seizures, and a lack of coordination.

How To Decorate And Live Well

What about the wrappers? Let's face it, our dogs do not really care that the chocolate or candy is wrapped. As far as they know it is just part of the treat, however, wrappers of all kinds can cause intestinal blockages. While this sounds dark and gloomy, these dangers can be easily avoided by keeping your candy dish well out of your dog's reach.

In addition to Halloween treats, decorations can be another hazard for our pets. They come in many shapes and sizes and for whatever the reason, dogs like to chew on things they should not. Thus, both indoor decorations and outdoor decorations, such as window clings and those made of Styrofoam, can be potentially dangerous to dogs. Halloween lights can be unsafe for our dogs as well. Chewing on them while they are plugged in can be particularly hazardous for dogs, especially puppies, as they like to chew on the wires and smaller lights. Although your dog may find such decorations a real treat to chew on, choking and intestinal blockages are immediate concerns. It is important that you try to keep these things in mind as you decorate for the holiday and make sure to keep an eye on your dog at all times while decorations are on display.

Besides decorating our houses, many of us like to dress up our dogs for Halloween. As you know, this can be fun and cute to us, but it can be very stressful to our dogs especially if they are not used to it. If you really want to dress up your dog check with your trainer to find out how you can make it stress free. You will also want to make sure that your choice of costume is safe. Often times, dog clothing and costumes have little objects that dangle from them. While it is likely that your dog may find that these small dangling items can become toys, they also represent a possible choking hazard.

We must also be considerate of our own costumes around Halloween time as dogs are not used to the way we humans change our "fur" all the time. Just the sight of a familiar person wearing a jacket may cause stress to some dogs. Imagine how they might feel when they see all the little ghosts and goblins running around. This can be extremely stressful to our dogs. If you find that your dog is uncomfortable or growling as trick or treaters approach find a "safe haven" for them and provide them with something safe to chew on.

In conclusion, we can keep our dogs safe and prevent unnecessary trips to the vet by following a few simple guidelines. There are a number of things below to consider as Halloween approaches:

1. Make sure candy is out of your dog's reach at all times.
2. Inform all adults and children in the house that they should not give candy to your dog.
3. Watch your dog around decorations.
4. Consult your dog trainer on ways to desensitize your dog to wearing costumes.
5. Check for small objects on costumes that your dog may chew on.
6. Establish a place that your dog finds safe and give him or her a safe chew toy that will keep him or her busy until all the little ghosts and goblins have gone home.

If we all work together and practice a few safety rules our dogs and other pets can enjoy Halloween just as much as we do.

Halloween Safety For Your Dog

For more information on Halloween costumes and other dog products visit http://www.petcollarshop.com/.

Rick Touhey is a graduate of Animal Behavior College. My certification, education and experience provide me the skills required to effectively and humanely train your dog while keeping alive that special bond that makes your dog so special to you. Feel free to contact me via http://www.pawsitivek9.net/ for more advice on fitting dog collars.

Home Bar Design Ideas - 4 Types To Choose From

There are basically two approaches in installing a home bar. The first one is of course to design it yourself and build it at home. But you also have a option of getting a custom made home bar with table that comes in 4 types and bar stools.

Whatever way you decide to go, there are four main types of bar designs that are most popular. Let's have a look at them one by one.

How To Decorate And Live Well

1) Straight type bar.

This type of home bar is normally used at the end of a room with the length spanning the width of the room. The storage of the drinks and bottles, glasses are normally under the counter table. A minimum of three bar stools can be arranged in a single row.

2) Back bar

This type of bar has a storage arrangement just like a bookshelf. There are three parts to this bar. The first one is the same as a straight bar with bottom storage with a counter. The middle portion is normally open. The third section is above the counter that stores drinks bottles and can have wooden or glass shutters. Thus type of arrangement is done for display purpose.

3) L type wet bar

As the name suggests this bar has a L shape in plan. The short side of the L is normally used to fix built-in sink for washing purpose.

4) Corner bar

This type of bar is actually just a small cabinet to store the drinks. This is used where space is an issue. Because space is an issue this type of bar uses maximum storage space available using bottom and top
cabinets.

Apart for the type of bar tables there are many factors involved in designing the perfect bar such as finishes, color schemes, lighting to create a mood. Also if you plan to install a small refrigerator in your home bar then proper electricity supply must be arranged during planning stage itself.

No matter which design style you choose, make sure to plan before you build and you will have a wonderful experience with your friends in you own home bar.

Copyright Shrinivas Vaidya

Home Bar Design Ideas - 4 Types To Choose From

Shrinivas Vaidya is the webmaster of http://www.homedesigndatabase.com Visit today to get more free home bar design tips to design a charming and motivating home office of your wildest dreams.

Christmas Decorating Ideas

For most people, Christmas decorating ideas are normally limited to decorating the tree and the living room and making the dining-room table look beautiful. But, what if you are throwing a Christmas party or have invited friends or family to stay for the holidays? Then, extending your decorations to include the rest of the house is well worth the extra effort.

The hall is where we welcome guests, and the place where people tend to gather together during big parties, which makes it the obvious area for additional decorative displays. You don't have to put together anything especially lavish or elaborate - just a few simple touches to create the right atmosphere. Arrange fat church candles of varying heights in a large shallow dish on hall table and surround the candles with foliage and berries to create a warm and welcoming atmosphere. A nice touch would be to hang a big bunch of mistletoe close to the front door and decorate pictures and mirrors with swags of greenery.

How To Decorate And Live Well

Small bowls of wrapped candies, fruits, and seasonal nuts not only look beautiful but are useful to have on hand for impromptu gatherings. Likewise, pots of strongly scented winter flower bulbs, such as hyacinths and cyclamen, placed on landings, windowsills, and even in the bathroom, will give your home an air of being all dressed up for visitors.

The kitchen is often overlooked when it comes to Christmas decorating ideas, and yet, when there is a party in the house, this rooms seems to be attracting your guests like a magnet. However, kitchen decorations should be kept to a minimum because of its more functional role. You can simply suspend colored baubles from the hooks on a dresser, which will look pretty and add to the sense of the occasion.

If your kitchen is part of the open-plan space, then you can extend your living-room decorations to the kitchen area by stringing a few twinkling lights along the shelves or put a big vase of sculptural twigs hung with glossy red berries.

Another way to spruce up the spare room is to use decorations similar to those on the Christmas tree to create a small garland for the mantelpiece, to tie to the handle of the closet, or hang above the mirror.

To decorate dressing table and bedside tables, put aromatically scented candles surrounded by circlets of evergreen foliage on them. Handmade organza Christmas stockings filled with spicy potpourri would be a great alternative to lavender pillows and small dishes of traditional potpourri.

Christmas Decorating Ideas

Among Christmas decorating ideas for your bedroom, adorning the mantelpiece, if you have one, would be the obvious choice. All that you need is some scented candles that you can mix with selected Christmas decorations to remind you first thing in the morning that Christmas is on its way.

Christmas Decorating on a Shoestring Budget

Wondering how to cut back on the costs for your Christmas decorating this year? There are some things that you can do that will still make your Christmas decorating look fantastic, but that will cut back on some of the expenses of decorating.

Thrift Shops and Garage Sales: Many people like to buy brand new decorations every year, and they often give their older decorations to thrift shops. You can often find great deals when you shop in thrift stores for Christmas decorations, and you will most likely find that they are still in very good condition, especially if they were only used for one Christmas. Likewise, keep on the lookout for Christmas decorations at garage sales too, you can often pick them up for almost nothing there.

How To Decorate And Live Well

Christmas Lights: Instead of buying new Christmas lights because your old ones just aren't working, invest some time instead. Buy some new bulbs, and then set to work to find out exactly which bulbs are blown. It can be a bit time-consuming, but it can also be a great job for one person in your family to do who perhaps isn't that gifted at decorating. This can really save a lot of money.

Reuse old Baubles: If you have Christmas tree decorations or baubles that have lost the string for hanging them on the tree, you can still use them. Set them together in a basket to make a colourful Christmas bauble display. Then set the basket--a glass bowl will do just as well--on a table, shelf, or on the mantelpiece.

Candles: You can usually pick up nice looking candles fairly cheaply. You don't necessarily have to buy fancy patterned candles, but just choose simple red, green and white candles and put them on a candlestick or buy clay and stand them in the clay. Then, cover the clay up with Christmas cloth, or ribbons, or pine needles. Cheap and effective, they look great sitting on the table or set around the living room. You can also match silver, gold and blue to make a great Christmas color scheme as well.

Bake Cookies: Not only will you save money on store bought cookies and cakes, but you will probably have a lot of fun if you get a few people together and bake your own cookies. Play Christmas music in the background, drink a glass of wine or hot chocolate, and start up your own Christmas tradition of baking. It can be lots of fun and really brings out the festive spirit of Christmas.

Christmas Music: No Christmas is complete without Christmas music wafting throughout the house. It is great to play during meal times, soft muted Christmas carols or instrumentals, and it's also fantastic to work to, to decorate to and to bake to. Make sure you have a big enough selection though so you're not listening to the same songs or album over and over again. Once Christmas is over, pack away the Christmas music till next year.

Pine Cones: If you live in an area where you can freely gather pine cones, do so. They make great Christmas decorations. Either leave them natural looking, or you can paint them silver or gold, or even spray 'snow' on them. Scatter them under the tree and in other areas around your room, to add to the Christmas look.

Decorate your Table and Bring out Christmas Table-wear: Look for your most Christmassy looking tablecloth and use that for your Christmas meals, and dinners leading up to Christmas. Also bring out your most colourful dinnerware and serve your meals on that. If you want to, you can invest in this type of tableware during the year, or over a few years, so that you gradually build up a special Christmas set. Again, once Christmas is over, tuck it away till next year.

Table Piece: Design your own center piece for your table. It can be easily done with a sawn off tree branch, some ribbons, a bit of clay and candles. Be inventive and make up a natural looking Christmas center piece for your table. If you make it sturdy enough you can use it year after year.

Christmas Teddies and Dolls: Get your children in on the act. It's really fun to see little teddy bears or dolls all decked out in Christmas outfits. If you don't have anything specifically Christmassy for them, just tie ribbons around them and give them a little Christmas present to hold under their arm or to sit on their lap. Cluster the teddies and dolls around the room, for a real cute festive look.

These are just a few ideas of how you can cut costs this Christmas. Just think, if you are able to save on your decorations you'll have more money to invest into either your Christmas presents, or your Christmas celebrations. And, it can look just as nice as if you had spent a lot of money on expensive ornaments and decorations.

Happy Holidays!

Christmas Decorating on a Shoestring Budget

Susan L. West, a professional interior decorator, offers advice on how to decorate on a budget. For more ideas on how you can save on Christmas decorations this year, read her article, Christmas Decorating on a Budget.

Holiday Decorating Safety

Many families and homes in the United States do some type of home decorating during the months of November and December. Christmas is, by far, the most decorated holiday in this country. However, decorating accidents and injuries are also quite common around the holidays. According to the Consumer Product Safety Commission (CPSC), approximately 10,000 people visit emergency rooms each year due to accidents related to holiday decorating. When decorating your home, it's important to follow good safety procedures to protect yourself and your property.

First and foremost is Christmas tree safety. Some people believe that real trees are fire hazards. For the most part, this is untrue, provided that they are kept watered. A well-hydrated real Christmas tree is no more of a fire hazard than a fire-retardant artificial tree. There are automated Christmas tree waterers on the market today that make the task of watering your tree much easier. Instead of having to remember to water the tree every day, just fill up the tree waterer's reservoir, and it will do the work for you for several days or up to a week.

How To Decorate And Live Well

It's also important to check your holiday lights before using them. Strings of lights should be checked for frayed cords, broken bulbs, or other signs of damage. Don't take any chances with old lights! If they look like they've outlived their useful life, discard them. There are many organizations that now recycle holiday lights; check online for a location near you.

Be sure not to plug too many strings of lights into one outlet or extension cord. You should carefully read and follow all safety instructions that come with your lights. A good rule of thumb is no more than 3 strings of lights plugged together into one outlet. Extension cord safety is also important. Be sure not to run extension cords under rugs, as this can cause wear over time. When decorating outdoors, you should also take care not to run extension cords across driveways or sidewalks where they might be a tripping hazard for pedestrians.

Of all the dangers of holiday decorations, candles play the largest role in holiday accidents and injuries. According to the CPSC, as many as 14,000 house fires occur each year due to burning candles, and those fires result in approximately 170 deaths. The best way to play it safe with candles is simply not to use them at all. If you must burn candles, be sure to keep them far away from children and pets. You should never leave a burning candle unattended. It's also important to keep open flame away from anything that might be flammable such as curtains and drapes, wrapped package and other paper, and live and/or artificial trees and greenery.

Candles are not the only source of open flame around the holidays. When the weather turns cold, many families like to have fires in their fireplaces or wood burning stoves. It's important to take precautions with these types of fires, too. Remember to keep young children and pets far away from fireplaces and stoves to avoid burns. Also, it's important to have a good safety screen in front of a fire so that popping sparks don't ignite carpet or other nearby objects. If you like to hang stockings on your fireplace, be sure they are far enough away that the heat or popping sparks won't catch them on fire, either. Special salts used to produce colorful flames should also be kept away from children and pets, as they can be poisonous when ingested.

Remember, 'tis the season to deck the halls safely and soundly. No family enjoys a holiday spent in the emergency room! With some good common sense and basic safety rules, you can make the holidays a safe and pleasant time for yourself and your family.

Holiday Decorating Safety

Find more great holiday tips and ideas at The Christmas Tree Storage Bag Shop. Or visit Home Products 'n' More for an automatic Christmas tree waterer.

Decorating Small Living Spaces

Small spaces in a house offer you a great advantage: they are by default more friendly to the eye and accessible at all times, so your main goal should be to decorate them in such a way that they can be a little jewel spot for you, a cozy and smart retreat, a place where the eye can travel smoothly and enjoyably around. Decorating small living spaces is not always easy, but on the other hand it can be an extremely creative and lovely endeavor.

Versatility and flexibility are the cornerstones of a small space interior design, as the room available is by default small; thus you need to be able to work and function freely having everything in well appointed and practical positions. Thinking big in a small place can end up in disaster and when referring to your place you definitely deserve something better than that.

How To Decorate And Live Well

Your house is your ivory tower and a vaulting spot; you need to be able to unwind, relax and move freely in an unhampered and friendly space. Just think how many times you found yourself in a place that was small and cute, smartly decorated so as to avail the best of it, and you imagined feeling equally comfortably and warm at your house, where everything has a meaning and a positive impact. Everything is a result of smartly decorating small living spaces.

The truth is that you can always find some plausible solutions when it comes to decorating small living spaces. There are some elements that make a huge difference when it comes to spatially challenged houses and rooms; first of all, the lighting: the proper lighting is the cornerstone of every decoration in the house. No matter how smart pieces of furniture you choose, or no matter how great your style is, lame lighting can actually destroy all your efforts. It's not about fancy lights and lamps. It's about making the right choices and decorating small living spaces in order to create the right ambience and atmosphere in the room.

When decorating small living spaces it's always a good idea to opt for small furniture that can accentuate the available space. Avoiding bulky things or too compact pieces of furniture is probably required because creating a loud result in a small space can be very awkward. Slim lines and streamlined pieces can always make a difference and can be a very smart solution in your home, tricking the eye and making your given space look and feel larger.

When decorating small living spaces, you should always keep in mind that multi-functionality is an issue. It's better to have a few pieces that can be used in different ways, rather than having one piece for a particular job. A small desk in the living or sitting room can be an excellent alternative to the kitchen table; a small armoire in the hallway can provide you with additional storage room in a space where storage room can be an issue.

Decorating Small Living Spaces

Learn how to decorate Small Spaces [http://www.furniture-for-small-spaces.com]. Also enjoy, furnishing tips, photos of small spaces and projects for the DIYer.

Decorate Your Living Room With Mission Futon Sofa

If you want a sofa bed which is not only a great space saver, but also meets all your comfort and fashion requirements, Mission Futon is exactly what you are looking for. Futons are great way to decorate your living room as they are the modern alternative to a conventional sofa-bed.

Mission futon sofas are well known for their versatility, functionality and the beauty they add to the room. They are available in different sizes, designs and style, which compliment well with all kinds of living rooms. Futons have many advantages as it a furniture piece which can be used for both comfortable seating and for a good night's sleep.

How To Decorate And Live Well

When buying a futon there are few considerations, the foremost being where you want to place the futon. If the answer is living room, then you need to look for a sofa bed futon which can be comfortable both during the day and night. One needs to first understand that a futon is actually a cotton padded mattress used for sleeping either on the floor or on a raised frame. After choosing the right kind of mattress, select a base frame which is convenient for folding and unfolding.

For a full size futon, bi-fold frame style is the best. As the bi-fold frame utilizes the longer length of the mattress, it folds the mattress only once, providing a larger seating and sleeping space. But no matter how you sleep or sit and whether you're after a bed or a sofa, it's important that the futon sits on a slatted frame.

For natural fiber mixes of the futon, wooden bases compliment it the best. Though there are metal frames also available, wood frames have more options to offer with variety in designs, color and different structures to suit your home interiors. There are futon beds with storage space options as well, which can be of good advantage to small living space.

The best way to make your living room livelier is by covering the futon with attractive mattress covers. They can be further accessorized with cushions and small pillows which are great sofa bed add-ons. The covers can be easily changed when you want to use the futon as bed in the night.

The only reason why mission style futons are so popular for modern home furniture is their versatility. They can be used for all kind of rooms including the living room and bedroom. Its ability to easily convert itself from a sofa to bed and vice versa, makes it a good option for those looking for economical furniture and better space management. Also they are very attractive and easy to maintain with unbeatable simplicity.

Decorate Your Living Room With Mission Futon Sofa

Ginny Sandhu writes for Furnitureopia, an Online Furniture Store [http://www.furnitureopia.com] having vast collection and Discount on Home Furniture, Kids Furniture, Office Furniture, Bedroom Furniture, Living Room Furniture [http://www.furnitureopia.com/home-living-room.html], Dining Room Furniture, Accent Furniture, Day Beds, Home Decor, Outdoor Patio Furniture and more. On all Kinds of Furniture Free Shipping is Guaranteed at Furnitureopia.com

Living Frugally, Eating Well - How to Spend Less at The Grocery Store

This is a tip that most people seasoned in the timeless art of grocery shopping are fully aware of and no, we're not talking about clipping coupons.

We've all grown accustomed to opting for the familiar name brands for all of the products we use everyday. After all, things such as cereal, over the counter medications, cookies, laundry detergents, ice cream, soda pop and the like are things that are heavily advertised during various times of the day on various media outlets and which are the first to pop into our minds, with the help of catchy jingles, when in pursuit of such items.

How To Decorate And Live Well

However, consider this; at a particular national grocery chain, they might sell a two-liter bottle of name-brand soda pop for .60. In the same aisle, they will sell you their store-brand soda for the price of $.87 per bottle. That's a difference of $.73 per bottle; a savings of 46 percent!

Now, consider that this is the same across the board for all the other products with the option of either a national brand or a store brand. If you were to, say, not just opt for the Safeway brand soda over the Pepsi Cola and do the same for replacing your Tide laundry detergent, the Oreo cookies, buying the Malt-O-Meal instead of the Kellogg's cereal and so on, this will do quite a bit to stretch your budget to proportions you maybe never fathomed possible.

Don't believe it? Well, don't take our word for it; see for yourself. Next time you do your bi-weekly or monthly grocery shopping, pick out ten national brand items from your most recent grocery store receipt. Next time you make the trip, replace these items with their comparable store brand counterparts. You saved quite a bit of money, didn't you?

From then on, this proves that if just replacing a few items here and there with their comparable store brand counterpart will save you that much, imagine what it can do for you if you need to save a substantial sum of money when your budget is tight? And if you're still not convinced, at least it's better than risking the paper cuts of clipping coupons, right?

Living Frugally, Eating Well - How to Spend Less at The Grocery Store

Hello, my name is Travis, and I'm an online content developer and editor for Personal Money Store.

If you're living paycheck to paycheck, or at least on a tight budget (which, in this day and age, who isn't?), chances are, you realize that living on a skinnier budget would do you some good. The only problem is, most of us don't know where to begin.

As a specialist in smart money practices and frugal living, I will share some little ways, some of which you might've never thought of, to reduce your financial load without, for most people, making any drastic changes.

Personal Money Store is a full-service financial website, specializing in helping people get the help they need in lean financial times. Here, you will find sound financial practices that anyone can apply to their everyday lives, and even access to short term loans and no fax payday loans for the really hard times.

Log on now and start helping yourself today! Visit http://www.personalmoneystore.com now.